Credit Risk Management

Credit Risk Management

KPMG’s Credit Risk professionals provide clients with wholesale and consumer credit risk management, regulatory and operational improvement services.

KPMG’s Credit Risk professionals provide clients with credit risk management services.

Our Credit Risk Management team advises corporations and financial institutions on the origination, identification, modelling, valuation, measurement, monitoring and management of their credit risks.

KPMG’s Credit Risk professionals provide clients with a full range of wholesale and consumer credit risk management and operational improvement services.

We assist in the alignment of credit risk methodologies, processes and tools with leading risk practices. We advise on the development of credit risk measurement models, as well as assist clients in achieving and maintaining compliance with credit risk regulatory requirements.

We can assist with the following key credit risk functions:

  • design, develop, review and benchmark policies, procedures, systems, tools and organisational structure required to support the credit risk management framework
  • strategy and business planning for credit risk management including advising on the design of risk appetite and concentration limits for credit exposures
  • risk grading frameworks, pricing and capital allocation models, and provisioning processes and models for retail and wholesale credit portfolios
  • improvements in credit assessment and analysis, approval processes, administration and settlement
  • improvements in credit collections and recoveries
  • compliance with regulatory and statutory requirements such as the APRA prudential standards, accounting standards, national consumer credit protection and privacy acts. This includes Basel related capital requirements and impairment requirements under IFRS 9 / AASB 9
  • credit and model risk frameworks, credit policy and management information statements and portfolio monitoring and reporting.

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Risk Consulting

KPMG works with organisations to help them better understand their risk exposure.

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