Our review of the Challenger banking landscape proves that Challengers are here to stay, and are once again outperforming the Big 5 retail banks in growth and ROE
The Game Changers, our 2015 review of Challenger banks outlined how Challengers were seeking to be different, either through differentiation driven by resources or the capabilities they have. These continue to be defining characteristics of the Challenger.
In A New Landscape, we additionally delve into the emergence of digital-only banks, the potential impacts from changes to the But to Let market – a core area of lending for many of the participants, and margin improvement through management of cost funding.
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