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Fintech in India – Powering a digital economy

Fintech in India – Powering a digital economy

This report assesses the rise of fintech (financial services technology) as a new chapter in the Indian Financial Services (FS) sector. One of the core objectives of this report is to throw light on the emergence of fintech across new frontiers such as open banking, artificial intelligence and blockchain technologies

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Fintech in India – Powering a digital economy

Fintech ecosystem in India has evolved significantly with a considerable effort from financial institutions, start-ups, the government, venture capitalists and regulators to create a conducive environment of collaboration and consolidation. With KPMG in India and NASSCOM 10000 Startups proficiency in the fintech sector, the report offers a view of three emerging themes: open banking, artificial intelligence and blockchain, which have the potential to bring a transformation of financial services sector in India. While these themes add substantial value if implemented in silos, a concurrent adoption of the triad of themes presents a compelling case to build the next generation open frameworks. The report also explores the current landscape of technological adoption in the financial services industry and serves as a guide for financial services organisations in India to accelerate their journey in the open digital era

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